I have been actively putting money into a retirement plan since my first real job, when I was 19. I have a decent lump saved now and continue to put money in every month. During the past few years when the recession has hit hard, my shares have fluctuated greatly. Sometimes I wince when I open my quarterly statement and see how much I've lost. But then I tell myself, I have at least 40 years until I can retire, it's bound to recover before then!
I have a 401k open with my current job and while I don't put a lot of money in every month, they have an outstanding matching percentage, so the money is building up quite nicely. And hey, who would say no to free money? Not this girl!
Now if only I can get my husband to start a retirement plan too! I can't be saving for the both of us!
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